Saving the American Dream

The Heritage Plan to Fix the Debt, Cut Spending, and Restore Prosperity

How it Affects Millenials

Health care plans that you choose, savings that you own, guaranteed Social Security, and subsidized Medicare benefits if you need them.

Health care plans that you choose, savings that you own, guaranteed Social Security, and subsidized Medicare benefits if you need them.

Health care plans that fit your needs

Under our reforms, you choose your insurance from competing plans. You have the security of knowing you can keep your coverage regardless of your job status. Premium costs are defrayed by a tax credit based on your income and family status.

Tax policy that gives you greater freedom to invest in yourself

Build for your future with savings that aren't taxed until you spend them. The current tangle of higher-ed tax incentives is replaced by a simple deduction. Pell grants provide comparable benefits for low-income students and their families. And the student loan program remains intact to help you pay for college.

Cut government spending we don't need

Our plan combs through the federal budget and ends outdated programs that waste your tax dollars. Social Security and Medicare reforms take huge entitlement debt out of your future. And "non-defense discretionary spending" is ultimately cut by more than half.

A path to retirement with real income and health care security

Social Security currently taxes all workers and sends payments to all retirees, regardless of income. Our plan exempts low-income workers from this tax and pays predictable, retirement benefits based on income, with a guarantee against poverty. Only the wealthiest 9 percent of retirees see any reduction in benefits.